I filed a Chapter 7 case and included on Schedule F a debt that was for a student loan the Debtor co-signed on. The student loan monies were not used for the Debtor’s schooling, she was simply a co-signer, therefore, I scheduled it as an unsecured/dischargeable debt. The student loan company is now asserting that my client’s bankruptcy has no affect on the student loan. Cosigners of student loan debt share same liability as primary borrower and the student loan debt is non dischargeable for the cosigner in the same way that it is non dischargeable for the primary borrower. A student loan is nondischargeable unless the debtor can prove hardship (which is near impossible). It does not matter that the money was for someone else’s schooling.